Cheap Insurance Can Cost You More in South Africa
Cheap Isn’t Always Smart: Why the Cheapest Insurance Can Cost You More In South-Africa Most men don’t buy the cheapest vehicle they can find. We compare performance, reliability, safety and…
When Life Throws a Spanner, We Blog About the Wrench.
Insurance tales, manly mishaps, and the occasional braai fire gone rogue
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What Is an Insurance Excess in South Africa? Everything You Need to Know
You pay your insurance premium every month, but do you know what your insurance excess is? Many South Africans only discover what their excess is when they need to submit…
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Can You Have Two Contents Insurance Policies in South Africa?
Yes, you can have two contents insurance policies covering the same household contents. However, having two policies does not usually mean you’ll receive double the payout if you need to…
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The Domino Effect (Understanding Proximate Cause)
Let’s talk about chain reactions. It’s a Tuesday afternoon on the Highveld and a massive summer storm rolls in. The wind is howling. Suddenly, a massive tree in your yard…
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The “Burning Tire” Clause (Why You Need SASRIA)
Let’s set the scene. You are driving home from a site visit. You turn a corner and suddenly traffic is at a dead halt. There is a burning tire in…
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The “I Didn’t Think It Was Important” Trap: Straight Talk on Material Facts
You’ve set up your policy, paid your premiums, and built a solid financial defence. You are feeling good. But then, a few months down the line, your son starts using…
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The 6 Rules We Swear By: Why “Fairness” Isn’t Just a PR Slogan
Every corporate entity loves a good buzzword. Walk into any big bank or telecom company, and you’ll see posters about “synergy,” “customer-centricity,” and “going the extra mile” plastered above the…
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Who Watches the Watchmen? The Straight Talk on the FSCA
You pay your premiums every month to build a financial defence around your home, your vehicles, and your family. You trust us to step up and pay out when things…
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Why Your First Debit Order Looked Like a Telephone Number
The straight talk on pro-rata premiums and billing cycles. You did the responsible thing. You got your quotes, crunched the numbers, and set up a solid financial defence to protect…
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The Cheque Cleared. But Can You Keep the Wreck?
We get it. You have a history with your vehicle. It’s the bakkie that towed your boat to Sodwana, the SUV that brought your family home, or the 4×4 that…
