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The Domino Effect (Understanding Proximate Cause)
Let’s talk about chain reactions. It’s a Tuesday afternoon on the Highveld and a massive summer storm rolls in. The wind is howling. Suddenly, a massive tree in your yard…
When Life Throws a Spanner, We Blog About the Wrench.
Insurance tales, manly mishaps, and the occasional braai fire gone rogue
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The “Burning Tire” Clause (Why You Need SASRIA)
Let’s set the scene. You are driving home from a site visit. You turn a corner and suddenly traffic is at a dead halt. There is a burning tire in…
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The “I Didn’t Think It Was Important” Trap: Straight Talk on Material Facts
You’ve set up your policy, paid your premiums, and built a solid financial defence. You are feeling good. But then, a few months down the line, your son starts using…
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The 6 Rules We Swear By: Why “Fairness” Isn’t Just a PR Slogan
Every corporate entity loves a good buzzword. Walk into any big bank or telecom company, and you’ll see posters about “synergy,” “customer-centricity,” and “going the extra mile” plastered above the…
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Who Watches the Watchmen? The Straight Talk on the FSCA
You pay your premiums every month to build a financial defence around your home, your vehicles, and your family. You trust us to step up and pay out when things…
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Why Your First Debit Order Looked Like a Telephone Number
The straight talk on pro-rata premiums and billing cycles. You did the responsible thing. You got your quotes, crunched the numbers, and set up a solid financial defence to protect…
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The Cheque Cleared. But Can You Keep the Wreck?
We get it. You have a history with your vehicle. It’s the bakkie that towed your boat to Sodwana, the SUV that brought your family home, or the 4×4 that…
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The Straight Talk on Your Excess: Knowing Your Skin in the Game
As men, we like to know how the machine works under the hood. We know the towing capacity of ourbakkies, the wattage of our solar inverters, and the refresh rate…
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The Annual Renewal: Why Your Premium Goes Up When Your Car’s Value Goes Down
It’s the email every guy dreads. Subject: “Policy Renewal and Annual Increase.” Your immediate reaction is logical: “Hang on. My bakkie is a year older and the trade value dropped…
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The Grudge Purchase Myth: Why Insurance is the Ultimate Act of Responsibility
Let’s be honest. Nobody wakes up on a Saturday morning excited to check their bank statement and see an insurance debit order go off. For years, insurance has been labelled…
